When the Unexpected Becomes Reality Disability happens to more people, more often than you may think, and it lasts longer, too. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Extended Care: A Patchwork of Possibilities What is your plan for health care during retirement? Layers of Protection Take these five steps to protect your financial well-being before making any other changes. When Life Insurance Becomes Taxable Life insurance proceeds are generally tax-free. But not in all cases.